Facing a property damage claim can be confusing and emotional. At Red Oak Claims, we understand you have questions. Our Frequently Asked Questions (FAQs) section provides valuable insights to help you navigate the insurance claim process and understand how a public adjuster can be a valuable asset.

What does a public adjuster do?
Public adjusters always work as an advocate for the policy holder. By being the main point of contact with the insurance company, we reduce your stress and save you time. We understand the emotional toll the tedious process has on families and companies. Red Oak Claims provides peace of mind knowing there is a professional team in your corner. We have established relationships with industry experts to help achieve the best possible settlement and outcomes. Nearly every US state requires Public Adjusters to be licensed, bonded and regulated.

When do I hire a public adjuster?
If you were to buy and sell your property, you hire a Real Estate Agent. If you need to file a lawsuit you retain legal counsel. If you suffer property damage, you should enlist the services of a Public Adjuster to obtain the best possible outcome. You do not want to wait until there is a delay or problem to reach out for help. By being proactive and working with Red Oak Claims from the beginning, the insurance companies are often more responsive, and will be held accountable.

Why are so many people using Public Adjusters?
The increasing costs associated with weather events such as hurricanes, wildfires, hailstorms, etc. have impacted the insurance companies’ profits. Insurance carriers are often looking to reduce their claim payouts. Most insurance companies do not have the staff to handle your claim with the same care and compassion Red Oak Claims provides. Studies have shown that the number 1 way for insurance companies to increase profitability, is to reduce how much they pay to policy holders, like yourself.

How do I pay for services?
We work on a contingency basis. Most Public adjusters charge a small percentage of the total amount recovered; the fee can vary based on several factors. There is no cost or obligation for Red Oak Claims to review your insurance policy, estimates and any other specifics of your claim. Our clients can attest to the fact that the value provided was priceless.